Disclaimer and important information

Important notice

Financial planning involves risks and may not be suitable for everyone.

Past performance doesn't guarantee future results. Results may vary for each individual.

This website provides general information about our subscription-based financial planning service. It is not intended as personal advice and should not be relied upon as such. Always consider your own circumstances and consult a qualified professional before making financial decisions.

General information

The content on this site is for informational purposes only and does not constitute financial, legal, or other professional advice. We strive for accuracy but cannot guarantee all information is current or error-free.

Limitation of liability

jorivalnexo and its representatives are not liable for any direct or indirect damages arising from use of this site or our services.

We are not responsible for any financial losses resulting from reliance on site content.
Service interruptions or delays may occur and are not guaranteed to be resolved immediately.
Third-party links and resources are provided as references only and are not endorsed by us.
We do not accept liability for unauthorised access or data breaches beyond our reasonable control.

Accuracy of information

We make every effort to ensure the information provided is accurate and up to date. However, errors or omissions may occur, and the site content may change without notice.

Always verify information with a qualified advisor before making decisions.

No professional advice

The content on this site is not a substitute for individual advice. Please consult a licensed professional for guidance suited to your circumstances.

External links

Links to third-party sites are provided for convenience and do not imply endorsement. We are not responsible for the content or security of those sites.

Disclaimer on results and performance

No specific outcomes are promised. Results may vary and depend on your individual situation and external factors.

Variation in individual results

Your experience with our service may differ from others. No two financial situations are identical.

Financial service disclaimer

Our subscription involves a monthly fee and does not guarantee financial outcomes.

The fixed fee is $250 per month, billed in advance on a monthly basis.
No commissions are charged for consultations or ongoing support within your plan.
Additional services outside the subscription may incur separate fees, always discussed in advance.

Jurisdiction and regulations

Our service is designed for clients in Australia and follows local laws.

Australian regulations govern our financial planning services. Clients from other regions should ensure compliance with their local requirements before using our site or services.

This disclaimer is governed by the laws of Australia and applicable state regulations.

We recommend seeking local advice if you reside outside Australia or have cross-border planning needs.

Indemnification

You agree to indemnify jorivalnexo for any claims arising from misuse of the site or breach of these terms.

Severability

If any part of this disclaimer is found unenforceable, the remaining terms will remain in effect.

Modifications

We may update this disclaimer at any time. Please review it periodically for changes.

Contact us

If you have questions about this disclaimer, contact us using the information below.

Email address: content@jorivalnexo.com

Phone number: +61325530870

Office address: 34 Welshpool Road, Welshpool, WA 6106 Australia

Effective date: September 18, 2025

Last updated: September 18, 2025