Terms and conditions for subscription planning

These terms outline your rights and responsibilities when using jorivalnexo’s subscription-based financial planning service.

September 11, 2025

Acceptance of terms

By subscribing to our service, you agree to comply with these terms and all applicable laws. Do not use our service if you disagree with any part of these terms.

Definitions

Key terms used within these terms and conditions are explained below.

• “Service” refers to jorivalnexo’s subscription-based financial planning offering.
• “Subscription” means your ongoing monthly access to consulting services for a fixed fee.
• “Advisor” means a qualified professional providing guidance under this agreement.
• “Client” refers to any individual or business subscribing to our service.

Service usage

Our service is available for adults residing in Australia. You may use the service for your personal or business needs only.

Eligibility

Subscribers must be over 18 years old and legally eligible to enter binding contracts in Australia.

Proof of eligibility may be required at sign-up.

User responsibilities

Clients are responsible for providing accurate information and keeping their details up to date.

• Maintain current contact and billing information.
• Follow advisor recommendations at your discretion.
• Inform us promptly of any changes affecting your subscription.
• Abide by all applicable Australian laws and regulations.

Prohibited uses

You must not misuse our service or site in any way.

• Sharing confidential content with unauthorised third parties.
• Using the service for unlawful or fraudulent activities.
• Attempting to access, alter, or disrupt our systems without permission.
• Submitting false or misleading information to our team.
• Impersonating another person or business when using the site.

Intellectual property rights

All content and materials on jorivalnexo.com are owned by us or licensed for our use. You may not reproduce, distribute, or modify any content without written consent.

User content

Material you submit remains your responsibility. We may use feedback to improve our services.

Privacy and data protection

Your personal information is handled according to our privacy policy and in compliance with Australian law. Privacy policy

Disclaimer of warranties and results

We do not guarantee specific outcomes. Results may vary due to individual circumstances.

Limitation of liability

We are not liable for any losses resulting from use of our service, except as required by law.

Indemnification

Clients agree to indemnify jorivalnexo against claims arising from misuse or breach of these terms.

Dispute resolution process

We aim to resolve disputes through direct communication first.

Governing law and jurisdiction

These terms are governed by Australian law. Disputes are subject to local jurisdiction.

Termination

Subscriptions can be terminated by either party with notice at the end of the billing cycle.

Modifications

We may amend these terms at any time. Review them regularly for updates.

Severability

If a term is invalid, the rest remain effective.

Entire agreement

These terms represent the full agreement between you and jorivalnexo regarding our subscription service.

Contact us for more details

Questions about these terms? Contact us using the details below.